Friday, May 22, 2020
Language Edgar Allan Poe uses to Create Atmosphere and...
Show how Edgar Allan Poe uses language to create atmosphere and describe the state of mind of the murderer. Consider how the modern reader might respond to this story. In this essay I will discuss the which language techniques Poe uses to create atmosphere and suspence. I will also show how he allows us to get into the mind of the murder and how he conveys his state of mind. ââ¬ËThe Tell-Tale Heartââ¬â¢ is the story of a man who decides to murder the old man he is living with. There is no apparent reason for this other than the old manââ¬â¢s eye which ââ¬Ëresembled that of a vultureââ¬â¢. In the end he is driven mad by guilt and confesses to the murder. I think that this story was perfect for the time in Europe due to the 19th centuryâ⬠¦show more contentâ⬠¦This is a very clever technique as it allows the reader to understand exactly what the murderer is doing at all times. I think that if the story was told in the third person it would make it a lot harder to follow. The murderer is also made to seem very obsessive, this makes his claims of sanity less and less belivable as the story progresses. His obsession with the murder of the old man becomes apparent when he claims how it ââ¬Ëhaunted me day and nightââ¬â¢. This obsession makes the murderer seem very intense and it helps to increase the atmosphere even more. At this stage Poe continues to use short sentences and a lot of punctuation to increase tension. Poe makes the murderer especially calm when he goes about murdering the old man, this makes him seem very disturbing as it shows how premeditated and serious the murder is. Also, the fact that the murderer is moving so slowly increases atmosphere and tension. Poe uses repetion of ââ¬Ëvery, very slowlyââ¬â¢ to increase the suspence and to give the scene a sinister atmosphere. He uses this technique a lot during the story mostly to increase tension, however sometimes he uses it to slow down the pace of the story. I believe that Poe alos uses repetition and extremly detailed description of the incredible slowness that theShow MoreRelatedIrony in The Cask of Amontillado, a Story by Edgar Allan Poe756 Words à |à 3 PagesAmontillado,â⬠Edgar Allan Poe tells a tale of murder through the protagonist of the story, Montresor. He is recalling the event years after it happened. Fortunato, the man who gave Montresor a ââ¬Å"thousand injuries . . . [and] ventured upon insultâ⬠is walled up in Montresorââ¬â¢s wine cellar. The details of the injuries and insult are never disclosed to the reader, all that is known is that the narratorââ¬âMontresorââ¬âis angered to the point of homicide. Irony is the key factor in creating an atmosphere of mysteryRead MoreThe Road Not Taken By Edgar Allan Poe And Robert Frost1081 Words à |à 5 PagesEdgar Allan Poe and Robert Frost influenced my thorough love of different styles of literature, particularly poetry. To the masses, Edgar Allan Poe and Robert Frost only share job titles, but the two poets share many similarities within their writing. Personally, I read pieces from both authors over the course of my schooling experience. I admired Robert Frostââ¬â¢s poem, ââ¬Å"The Road Not Takenâ⬠from a young age, and that particular stole my heart since the first read. ââ¬Å"The Raven,â⬠became one of my favoriteRead MoreEdgar Allan Poes Use of Descriptive Language in The Pit and the Pendulum1609 Words à |à 7 PagesEdgar Allan Poes Use of Descriptive Language in The Pit and the Pendulum Edgar Allan Poe has been known for writing stories of mystery and horror. He has composed poems dealing with the occult. He favors those themes and ideas that people shy away from, death, pain, suffering, torture, terror, and fear. His gothic stories burn fright into the hearts of the reader or leave them with a sense of remorse for Poes poor and unfortunate characters. Not many people have ever thought aboutRead MoreEdgar Allan Poe and Gothic Imagery in The Cask of Amontillado2286 Words à |à 10 PagesENG 341-Studies in Literary Genres | The Significance of Imagery | In Edgar Allan Poeââ¬â¢s ââ¬Å"The Cask of Amontilladoâ⬠| Lauren Grilli 6/7/2010 | Imagery is described as the ââ¬Ëmental picturesââ¬â¢ one interprets from reading any type of literature; this can be done using any of the five senses: taste, touch, smell, sight and sound. Edgar Allan Poe is notorious for his use of dramatic imagery in the gothic genre. ââ¬Å"Gothic literature has a number of conventions, including evocations of horror, suggestionsRead MoreThe Cask Of Amontillado, By Edgar Allan Poe And Eating Poetry847 Words à |à 4 Pagescomparing ââ¬Å"The Cask of Amontilladoâ⬠by Edgar Allan Poe and ââ¬Å"Eating Poetryâ⬠by Mark Strand their works incorporate horrid elements within their works, which creates apprehension in the reader. The writing styles of these authors provoke this apprehension. The similar characteristics of ââ¬Å"The Cask of Amontilladoâ⬠and ââ¬Å"Eating Poetryâ⬠, including captivating introductions that present an eerie setting, use of theatrical imagery, and descriptive enticing language, are crucial co mponents to developing oneââ¬â¢sRead MoreThe Yellow Wallpaper and the Tell Tale Heart Analysis1189 Words à |à 5 PagesHeartâ⬠by Edgar Allan Poe, was released in 1843. It is one of Poeââ¬â¢s shortest stories and provides a look into paranoia and mental deterioration. ââ¬Å"The Yellow Wallpaperâ⬠by Charlotte Perkins Gilman, was released in 1899. This story also provides a look into mental deterioration and had been misinterpreted when it was first published. The Poe and Gilman stories discussed in this essay will help readers comprehend the credibility of the narrators and the different symbolisms used to create informativeRead MoreEssay Biography of Edgar Allan Poe3244 Words à |à 13 PagesBiography of Edgar Allan Poe Edgar Allan Poe is a man who is considered to be a true American genius of our time, and by many, the personification of death. His works have been collected and celebrated for over a hundred years from this day. He was a man whoââ¬â¢s dreary horror tales captured and frightened the minds of millions. Poe differed from most other acclaimed writers though. The readers of his work do not admire him because they fall in love with his characters or because his writing touchesRead MoreEdgar Allan Poe s Tales Of Mystery And Horror2549 Words à |à 11 Pages4U June 8 2015 Born January 19, 1809, Boston, Massachusetts, U.S. American short-story writer, poet, critic, and editor Edgar Allan Poe s tales of mystery and horror initiated the modern detective story, and the atmosphere in his tales of horror is unrivaled in American fiction. His The Raven (1845) numbers among the best-known poems in national literature, The name Poe brings to mind images of murderers as well as madmen, burials of the premature kind, and mysterious women who have return fromRead MoreANALIZ TEXT INTERPRETATION AND ANALYSIS28843 Words à |à 116 Pagesreader from what the characters do or say as the plot unfolds (as, for example, in Ernest Hemingwayââ¬â¢s ââ¬Å"Hills Like White Elephantsâ⬠). Conflict, then, is the basic opposition, or tension, that sets the plot in motion; it engages the reader, builds the suspense or mystery of the work, and arouses expectation for the vents that are to follow. The plot of the traditional short story is often conceived of as moving through five distinct sections or stages, which can be diagrammed roughly as follows:
Friday, May 8, 2020
Numerical Analysis Numerical Transformation Essay
1) Numerical Transformation: Visualization is a kind of transformation numerical data to graphical data and showing the relationship between these data. Numbers are abstract concepts, and to visualize them as points and draw lines requires a transformation. Transformations involves: 1) changing the distribution: modify the distribution of numbers so that they are more suitable for analysis. Some frequently used ways method: Linear transformation, Logarithmic transformation, Normalizing transformation, Arcsin transformation, Square root transformation, Inverse transformation 2) Redefining the Meaning: adjust numbers so that they are become meaningful, or more representative of the concept that the data analyst is interested in. 3) Creating meaningful data from transformation which is convenient to understand. 2) Data Analysis: Data Analysis is a process of spreading the data on simplest way so that it can assist in interpretation. Some of the prominent data analysis methods are: statistical support, cluster analysis, multidimensional scaling, and factor analysis. Data analysis can be used to transform data or to summarize the data itself or its statistical report. 3) Graphical Interpretation: Graphical interpretation consist of a few key activities such as judgement of magnitude (and relative magnitude), judgement of proportion (and relative proportion), judgement of trend and slope, and judgement of grouping. It may also use some ways such as: Use scaling andShow MoreRelatedSingularly Perturbed Problem Essay1062 Words à |à 5 Pagesassociated with variational methods. Error analysis in the pointwise norm is not straightforward in a finite element framework, especially when one is dealing with a problem that is not self-adjoint. Given that their interest lies in parameter uniform numerical methods, Hegarty and ORiordan \cite{115} choose to discretize elliptic and parabolic problems within a finite difference framework. They examine a domain with a special geometry for which a transformation exists so that no mixed derivative termRead MoreThe Scaled Equation Of State1476 Words à |à 6 Pages The scaled equation of state is (2.66) Coordinate transformation In rare case may be done a numerical solution in a Cartesian coordinate system. For numerical simulations is used usually a curve coordinate system. In order to prevent of geometric errors in solutions in finite volume methods, is necessary to the precise determinationof Surface vector.As an example of an airfoilwhich can be describedwith difficulty the curve of airfoil by Cartesian grid point and points lie within the airfoil.Read MoreApplying An Analytical Model Of A Plane Wall1293 Words à |à 6 Pages Abstract To conduct a proper analysis of the 1-D transient conduction in a plane wall we must take the necessary mathematical procedures to obtain an analytical model that accurately represents the heat transfer that occurs. The equation must accurately model a plane wall that has a thickness L, is well-insulated on one side, but is still vulnerable to convection on the other side. In order to complete the model, one must scale the problem in terms of both a length scale and a time scale to transformRead MoreFirst European Conference On Earthquake Engineering And Seismology1296 Words à |à 6 PagesEarthquake Engineering and Seismology (a joint event of the 13th ECEE 30th General Assembly of the ESC) Geneva, Switzerland, 3-8 September 2006 Paper Number: 927 NON LINEAR ANALYSIS OF MIXED MASONRY AND REINFORCED CONCRETE BUILDINGS Serena CATTARI1 and Sergio LAGOMARSINO2 SUMMARY From the early 20th-century the gradual transformation of the theory and constructive techniques led from the masonry buildings predominance to the reinforced concreteââ¬â¢s (RC) structures. Together with structures conceived withRead MoreThe Importance Of Quantitative And Qualitative Research1012 Words à |à 5 PagesQualitative and qualitative analysis has been adopted since time immemorial in providing relevance to data. By description, a quantitative research employs numerical data to quantify the adversity of a situation; thus, it addresses effect (Jonassen, 2008). The quantitative analysis involves the use of scientific methods and statistical computations to transform data into a format that is easy to interpret (Polit, Beck, 2017). On the other hand, a qualitative study seeks to identify explanationsRead MorePsy 201 Research Methods And Statistics738 Words à |à 3 Pages1. Research, no matter what field, is often conducted and analysed in accordance with two basic approaches: quantitative and qualitative. The quantitative approach aims to test a hypothesis and examine the relationship through generating numerical data or other information that is than converted into numbers, whereas the qualitative approach is more exploratory, aiming to gain a deeper understanding of the research subject. Through breaking down and examining the key features in each of theseRead MoreImportance Of Shape Analysis821 Words à |à 4 PagesI SHAPE ANALYSIS Shape is a characteristic of an object (like colour or texture, for example) which allows many numerical characterizations. Such numerical characteristics enable a transformation of a difficult object comparison problem onto a, much easier, vector comparison problem. Precisely, feature vectors, whose coordinates are numerically evaluated shape characteristics, corresponded to considered objects. Then, the similarity among the objects is evaluated based on the difference between theirRead MoreTools For Analysis Essay790 Words à |à 4 PagesThere are many tools and sources for analysis and generate charts or graphs .Some are licenced or paid software and some are open sources .Here we will examine some open sources tools. (4.1) R- R is a programming language and environment for numerical calculating and visuals. R provides an extensive diversity of numerical (linear and nonlinear patterning, traditional statistical checks, classification, time-series study, clustering â⬠¦) and graphical methods, and is extremely extensible. ââ¬Å"R is threeRead MoreIntroduction. Crime Analysis Is The Breaking Up Of Acts959 Words à |à 4 Pages INTRODUCTION Crime analysis is the breaking up of acts committed in violation of laws into their parts to find out their nature and reporting ,some analysis. the role of the crime analysts varies from agency to agency. Statement of these findings is the objective of most crime analysis to find meaningful information in vast amounts of data and disseminate this information to officers and investigators in the field to assist in their efforts to apprehend criminals and suppress criminal activityRead MoreEssay about W. Edwards Deming1472 Words à |à 6 PagesEliminate exhortations. Slogans, posters and numerical targets never help anybody do a good job. Such exhortations only create adversarial relationships. The bulk of the causes of low quality and low productivity belong to the design of the system. Employees can create their own slogans, to which they are personally committed. 11. Eliminate arbitrary numerical targets. Eliminate work standards that prescribe quotas for the work force and numerical goals for people in management. Substitute training
Wednesday, May 6, 2020
Journal Entries for habit Free Essays
Journal Entries for habit one and two Habit 1: Be Proactive According to Stephen Covey, being proactive is part of human nature and humans are responsible for their own lives. He indicated the details of a social map which consist of Genetic determinism (Ancestors), Psychic determinism (Parents) and Environment determinism (Boss or something in the environment). The proactive concept was explained further using the Stimulus and Response relationship and the catalyst story of Viltor Frankl. We will write a custom essay sample on Journal Entries for habit or any similar topic only for you Order Now Between Stimulus and Response, man has the ability or freedom to choose. This means one can decide how to reactive to thing or how to handle each situation. What matters most is how we respond to what we experience in life. We need to take initiative and this means recognizing our responsible to make things happen. We need to act or be acted upon. In Coveyââ¬â¢s own words, reactive people are also affected by their social environment, by the ââ¬Å"social weather. â⬠When people treat them well, they feel well; when people donââ¬â¢t, they become defensive or protective. Proactive people are still influenced by external stimuli, whether physical, social, or psychological. But their response to the stimuli, conscious or unconscious, is a value-based choice or response. Proactive people arenââ¬â¢t pushy. Theyââ¬â¢re smart, theyââ¬â¢re value driven, they read reality, and they know whatââ¬â¢s needed. Another important issue he raised in the book is for people to expand their circle of influence. Habit two: Begin with the end in mind According to Covey, ââ¬Å"Begin with the End in Mindâ⬠is to begin today with the image, picture, or paradigm of the end of your life as your frame of reference or the criterion by which everything else is examined. It further means to start with a clear understanding of your destination. Using the principle that all things are created twice, Covey said the unique human capacities of self-awareness, imagination, and conscience enable us to examine first creations and make it possible for us to take charge of our own first creation, to write our own script. ââ¬Å"Habit 2 is based on principles of personal leadership, which means that leadership is the first creation. Leadership is not management. â⬠Stephen Covey said as he explained the second habit. He further in the book explained that, in business proactive powerful leadership must constantly monitor environmental change, particularly customer buying habits and motives, and provide the force necessary to organize resources in the right direction. Later in the book, Covey stated that, the most effective way he knows to begin with the end in mind is to develop a personal/ family/ organizational mission statement or philosophy or creed. It focuses on what one wants to be and to do (contributions and achievements) and on the values or principles upon which being and doing are based. Visualization and affirmation were also talked about. Shairay Jones Journal Entries for habit three and four Habit Three: Put first things first. To Covey, we are responsible for our own effectiveness, for our own happiness, and ultimately for most of our circumstances. The third habit is the personal fruit of habit 1 and 2. In Habit 3 according to Covey, we are dealing with many of the questions addressed in the field of life and time management. He used an illustration of four quadrants to show the essence of this habit and time management. Quadrant I stood for both urgent and important things. Quadrant III stood for urgent but not important things. Quadrant IV ââ¬â not important, not urgent things while Quadrant II which is the heart of effective personal management stood for not urgent, but important things. These things to him are what we should put first before any other thing. He also talked about ââ¬Ëgofer delegationââ¬â¢ and ââ¬Ëstewardship delegationââ¬â¢ (taking control and giving control out respectively). Part three: Public Victory At this part, Covey talked about the Paradigm of Interdependence. He asked us to remember that effective interdependence can only be built on a foundation of true independence. Private Victory precedes Public Victory. In the same way, Algebra comes before calculus. To expatiate on this point, Covey noted that independence is an achievement. Interdependence is a choice only independent people can make. So the place to begin building any relationship is inside ourselves, inside our Circle of Influence, our own character. Stephen further recollected an incidence he had with his two sons to explain what attending to little things meant. To him, Small discourtesies, little unkindnesses, little forms of disrespect make large withdrawals in our lives. In relationship for instance, the little thing are the big things. Keeping commitments, Clarifying expectations, showing personal integrity, apologizing sincerely when we make a withdrawal from our emotional bank are important things to do to make deposits in to our emotional banks. Covey mentioned that, with the paradigm of the Emotional Bank Account in mind, weââ¬â¢re ready to move into the habits of Public Victory, or success in working with other people. Habit 4: Think win-win (Principles of Interpersonal leadership) Under this heading, Covey narrated his personal experience at work with a company and at the end he noted that, whether you are the president of a company or the janitor, the moment you step from independence into interdependence in any capacity, you step into a leadership role. You are in a position of influencing other people. And the habit of effective interpersonal leadership is to think win-win. In addition, I learnt from this book that, win-win is not a technique but a total philosophy of human interaction. The principle of win-win begins with character then moves to relationship. Everything else is built on character. Maturity is the second foundation for win-win. To Covey, Maturity is the balance between courage and consideration. To go for win-win, you not only have to be nice, you have to be courageous. You not only have to be empathic, you have to be confident. You not only have to be considerate and sensitive, you have to be brave. Thatââ¬â¢s why we need to be internally matured, according to Stephen Covey. The third characteristic of a win-win case is the abundance mentality, the paradigm that there is plenty out there for everybody. From the foundation of character, we build and maintain win-win relationship. Shairay Jones Journal Entries for habit five, six, and seven Habit 5: Seek first to understand, then to be understood. Principles of Empathic Communication Stephen Covey began this session by saying this ââ¬Å"if I were to summarize in one sentence the single most important principle I have learned in the field of interpersonal relations, it would be this: Seek First to Understand, Then to Be Understood. To him this principle is the key to effective interpersonal communication. It shows how we have such a tendency to rush in, to fix things up with good advice. But we often fail to take the time to diagnose, to really, deeply understand the problem first. There is a link between character and communication. Communication is the most important skill in life. In addition to communi cation, Covey emphasized emphatic listening, another important factor aiding the fifth habit. We must always seek first to understand before seeking to be understood. Empathic listening means listening with intent to understand and that is needed for habit 5. Diagnosing before we prescribe is also needed for this habit. Habit 6: Synergy Principles of Creative Cooperation ââ¬Å"Synergy is the essence of Principle-Centered Leadership. It is the essence of principle-centered parenting and it catalyzes, unifies, and unleashes the greatest powers within people. All the habits we have covered prepare us to create the miracle of synergyâ⬠. Stephen Covey. He defined synergy to mean that, the whole is greater than the sum of its parts. He illustrated this in different scenarios and talked about synergistic communication. He explained that, when you communicate synergistically, you are simply opening your mind and heart and expressions to new possibilities, new alternatives, new options. He talked about synergy in the classroom and in business. Another important thing he talked about was what he called Negative synergy. He also talked about valuing the difference; this to him is the essence of synergy, the mental, the emotional, and the psychological differences between people. And the key to valuing those differences is to realize that all people see the world, not as it is, but as they are. Part four: RENEWAL Habit 7: Sharpen the Saw Over here, he spoke about the principles of balanced self-renewal. This final habit involves taking time to sharpen the saw and it surrounds the other habits on the Seven Habits paradigm because it is the habit that makes all the others possible. According to him, it involves preserving and enhancing the greatest asset we have. Us) ââ¬Å"Sharpen the Sawâ⬠basically means expressing all four motivations (physical, spiritual, mental, and social/emotional). It means exercising all four dimensions of our nature, regularly and consistently, in wise and balanced ways. To do this, we must be proactive, according to Covey. He also used the physical dimension, mental dimension, socio/emotional and the spiritual dimension paradigms to explain this point. Furthermore, he noted that balanced renewal is optimally synergetic. The things you do to sharpen the saw in any one dimension have positive impact in other dimensions because they are so highly interrelated. He, at the end, talked about Inside out again by quoting the words of Ezra Taft Bensonâ⬠¦ ââ¬Å"The Lord works from the inside out. The world works from the outside in. The world would take people out of the slums. Christ takes the slums out of people, and then they take themselves out of the slums. The world would mold men by changing their environment. Christ changes men, who then change their environment. The world would shape human behavior, but Christ can change human nature. â⬠Shairay Jones Advance Reading Seminar The 7 habits of highly effective people Questions 1. What made Stephen R. Covey write the book? 2. Does he think the 7 habits are still relevant today? 3. Did he think the book would have the type of effect it had on the people? 4. Did the book influence him? How? 5. What habit had the most influence on him? 6. Where did he come up with the seven habits? 7. How does he fell to know that his book sold over 15 million? 8. Did he buy the book when it first came out? How to cite Journal Entries for habit, Papers
Tuesday, April 28, 2020
Stats Essay Example For Students
Stats Essay USING STATISTICAL EVALUATION FOR FUND PURCHASINGABSTRACTFund Purchasing Using StatisticsIn the past few years many young people transiting into adulthood have found themselves victim to improper or no teachings on how to handle money, or how to build some kind of future funds. This trend has effected most young people. When talking about stocks and mutual funds, many individuals do not realize that statistics can play a major part in the selection of an asset for the future. This study was to show that statistics can be used to compare mutual funds, to what you want for a return. The mutual funds looked at were only in six sectors of the market. TABLE OF CONTENTSABSTRACTLIST OF TABLES AND GRAPHSiiINTRODUCTION .1METHODS ..3RESULTS OF HOW STATISTICS CAN HELP BUILD FOR THE FUTURE ..4Importance of Saving For the Future ..4Process of Evaluation.4CONCLUSIONS AND RECOMMENDATIONS 13LIST OF TABLES AND GRAPHSTable A. Average, Range and Standard Deviation Comparison..4Table 1. Returns for Conse rvative fund one and two7Graph 1. Returns for Conservative fund one and two7Table 2. Returns for Secure fund one and two.. .8Graph 2. Returns for Secure fund one and two8Table 3. Returns for Moderate fund one and two9Graph 3. Returns for Moderate fund one and two9Table 4. Returns for Balanced fund one and two10Graph 4. Returns for Balanced fund one and two10Table 5. Returns for Ambitious fund one and two11Graph 5. Returns for Ambitious fund one and two11Table 6. Returns for Aggressive fund one and two12Graph 6. Returns for Aggressive fund one and two12INTRODUCTIONPotential purchases for building future wealth can be done with statistics. Individuals have many things to consider before they invest money, such as how much return they would like to have on a investment, how often they would like their money to double, and how much to invest. These factors help the individuals make an informed decision, about which investment would be best for them. This study was to compare the perform ance of two funds in six different sectors. Its main purpose was to look at how statistics can best be suited to do this. The six different sectors were selected; two funds were selected from each. Sectors:1. Conservative 19881989199019911992199319941995199619971998C110.412.818.415.03.08.211.38.013.27.310.7C210.914.024.215.92.58.713.710.217.98.011.62. Secure 19881989199019911992199319941995199619971998S118.210.223.718.97.812.023.04.421.28.08.2S216.39.327.819.10.512.815.31.427.92.713.13. Moderate 19881989199019911992199319941995199619971998M114.510.029.723.211.616.019.70.829.57.67.5M221.914.427.217.66.415.728.24.527.66.64.54. Balanced 19881989199019911992199319941995199619971998B129.29.224.717.32.321.822.81.420.87.77.5B221.58.923.213.27.812.724.82.325.69.211.95. Ambitious 19881989199019911992199319941995199619971998A136.26.332.411.82.914.722.93.538.610.815.8A227.32.633.514.73.415.132.8-6.124.113.825.26. Aggressive 19881989199019911992199319941995199619971998G123.77.633.425.85.513.328 .66.951.54.0-4.1G222.30.338.319.76.014.137.0-2.157.66.4-1.2METHODS The methods used were the average, range, and the standard deviation associated with each fund. Assuming that the distribution for each fund was normal, the z-tables were then used to calculate the percentage of time the return was above the designated return goal for each fund. We will write a custom essay on Stats specifically for you for only $16.38 $13.9/page Order now RESULTS OF HOW USING STATISTICS CAN HELP BUILD FOR THE FUTURE. Importance of Saving For the Future The importance of saving early, is that the extra time allows your assets to build before they are needed. An example of this is an investment of $16,000.00 before the age of 27 properly managed with a 15 % return yearly, could net an individual approximately $750,000.00 at the retirement age of 62 years old.Whereas a 40 year old individual saving $2,000.00 a year properly managed with a 15 % return until the age of 62, will net approximately $500,000.00. Approximately 65 % of all retired persons retire with an annual income of less than $20,000.00 (Money 1997). This is one good reason for starting at an early age and to be able to enjoy your retirement. With inflation at approximately 3 % a year and increasing the dollar will be worth less tomorrow than today. Process of EvaluationTo find funds with high gains or losses, determine the average, range and standard deviation of each fund. The results are in the following Table: Table 1. Average and S tandard Deviation Comparison AVG%STDRangeS P16.1511.3834.80CMI14.288.2927.60C110.754.1615.40 C212.505.7021.70S114.156.9719.30S213.309.5027.40M115.438.8028.90M212.5021.7023.70B114.979.2027.80B214.647.5023.30A117.8012.3035.70A216.9412.4039.60G117.8315.5055.60G218.0318.4059.70A person wanting a 15 % annual return would take into consideration what funds averaged 15 % and over. The average will not guarantee that you will make the 15 % every year, it is only reflects how well you will do in the good and the bad years combined. The return for the S P over the same time period was an average of 16.15 % with a range of 34.8 and a STD of 11.38. The Capitol Market Index was an average of 14.28 % with a range of 27.6 and a STD of 8.29. By removing any funds with an average that fell below the Standards Poorââ¬â¢s, and Capitol Market Index, this would narrow it down to funds that didas well as the market or better. The funds that fit this requirement are M1, A1, A2, B1, G1, and G2. We no w would want to look at the range and STD. Data varies dramatically, one range almost 60 points. In this data set the riskier funds have a greater range of values, since the ranges may have been caused by an isolated year that was good or bad. By removing any funds with a high range and standard deviation we can narrow the selection down to M1, A1, and A2. By reading the prospectus for these funds, will help to narrow it down even further. The Z tables can now be used, but it must first be calculated. The equation to use for calculating the Z is:Xi X / STD = Z By calculating the Z, and assuming a normal distribution, the Z tables are used to find the percentage of time the funds fell below 15 %. The following calculations are for the remaining funds:M1:15ââ¬â15.43 / 8.8 = Z = -.05Table percentage is 48.01% A1:15-17.80 / 12.3 = Z = -.31Table percentage is 37.83 %A2:15-16.94. / 12.4 = Z = -.24Table percentage is 40.52 %The given calculations show that the return on the selected f unds, returned less than 15 % at least 37.83 % of the time.Data Calculations ResultsTable 1. Returns for Conservative fund one and two 19881989199019911992199319941995199619971998C110.412.818.415.03.08.211.38.013.27.310.7C210.914.024.215.92.58.713.710.217.98.011.6AVGSTDRANGEC110.754.1615.40C212.505.7021.70Graph 1. Returns for Conservative fund one and twoTable 2. Returns for Secure fund one and two19881989199019911992199319941995199619971998S118.210.223.718.97.812.023.04.421.28.08.2S216.39.327.819.10.512.815.31.427.92.713.1AVGSTDRANGES114.156.9719.30S213.309.5027.40Graph 2. Returns for Secure fund one and twoTable 3. Returns for Moderate fund one and two19881989199019911992199319941995199619971998M114.510.029.723.211.616.019.70.829.57.67.5M221.914.427.217.66.415.728.24.527.66.64.5AVGSTDRANGEM115.438.8728.90M212.5021.7023.70Graph 3. Returns for Moderate fund one and twoTable 4. Returns for Balanced fund one and two19881989199019911992199319941995199619971998B129.29.224.717.32.321.822 .81.420.87.77.5B221.58.923.213.27.812.724.82.325.69.211.9AVGSTDRANGEB114.979.2027.80B214.647.5023.30Graph 4. Returns for Balanced fund one and twoTable 5. Returns for Ambitious fund one and two19881989199019911992199319941995199619971998A136.26.332.411.82.914.722.93.538.610.815.8A227.32.633.514.73.415.132.8-6.124.113.825.2AVGSTDRANGEA117.8012.3035.70A216.9412.4039.60Graph 5. Returns for Ambitious fund one and twoTable 6. Returns for Aggressive fund one and two19881989199019911992199319941995199619971998G123.77.633.425.85.513.328.66.951.54.0-4.1G222.30.338.319.76.014.137.0-2.157.66.4-1.2AVGSTDRANGEG117.8315.555.6G218.0318.459.7Graph 6. Returns for Aggressive fund one and twoCONCLUSIONS AND RECOMMENDATIONSThe percentages from the calculations show that of the funds selected, only three from the original 12 would meet the requirement of 15 % percent a year. It also showed that they would fail to meet the expected return, at least 37.83% of the time sometimes more. The overall return sh ould be up to the individual and to ensure continual growth of a portfolio, a person should meet the expected return at least 80 % of the time. By evaluating each fund using some of these methods will help a person make an informed decision. The use of statistics can help evaluate overall performance of funds. This in turn will help you make more informed decisions with your investments, to build the future that you want. Always remember to pay yourself something first, and control your money, donââ¬â¢t let your money control you.
Thursday, March 19, 2020
How would you feel essays
How would you feel essays A wound becomes a scar that goes away or stays forever; of course, this depends on how deep the wound is. Scars that are permanent are usually unpleasant to see and cause embarrassment. Though scars usually occur on the skin they can also make their mark on the heart. Scars to the heart are not made physically but emotionally. It is said that these types of scars are permanent if not deadly due to their cause. I found that out one day while I was taking full advantage of recess and was worried only of getting tagged. Nothing could have bothered me on that cool October morning and nothing could have warned me of the horrific event that would change my life forever. In that half hour of recess I knew I was a regular kid like everyone else and I knew that my friends liked me for whom I was. It had never occurred to me that someone might dislike me or even hate me for who I was. At the age of six, I was still ignorant of the many wounds life had to offer and especiall y those that would scar forever. There I was playing with my friends Mark, John, Mathew, Kenny and Lloyd. We were desperately running away from Kenny because we had just thrown him into the BFI dumpster. He had a revolting smell and was trying to contaminate us with his stench by trying to touch us. The teachers found out and decided to end recess early. Like in any of these situations, we were lined up and asked how this was done and who did it. Well Mark and Lloyd confessed their sin and were taken away. During this time I bent down to tie my shoe. (If I knew what was going to happen at that moment I would have never tied my shoe.) Hey Jacob, I heard my name called out and looked up to see who called. SPLAT!!!! I felt the slimy cold texture of the spit run down my cheek. We dont like you because youre brown! Yeah, your ugly! SMACK!! Like if the spitting a ...
Tuesday, March 3, 2020
Else Statements
The JavaScript Ternary Operator as a Shortcut for If/Else Statements The conditional ternary operator in JavaScript assigns a value to a variable based on some condition and is the only JavaScript operator that takes three operands. The ternary operator is a substitute for an if statementà in which both the if and else clauses assign different values to the same field, like so: if (condition)result something;elseresult somethingelse; The ternary operator shortens this if/else statement into a single statement: result (condition) ? something : somethingelse; If condition is true, the ternary operator returns the value of the first expression; otherwise, it returns the value of the second expression. Lets consider its parts:à First, create the variable to which you want to assign a value, in this case, result. The variable result will have a different value depending on the condition.Note that on the right-hand side (i.e. the operator itself), the condition is first.The condition is always followed by a question mark (?), which can basically be read as was that true?The two possible results come last, separated by a colon (:). This use of the ternary operator is available only when the original if statement follows the format shown aboveà - butà this is quite a common scenario, and using the ternary operator can be far more efficient. Ternary Operator Example Lets look at a real example. Perhaps you need to determine which children are the right age to attend kindergarten. You might have a conditional statement like this: var age 7;var kindergarten_eligible;à if (ageà 5) {kindergarten_eligible Old enough;}else {kindergarten_eligible Too young;} Using the ternary operator, you could shorten the expressionà to: varà kindergarten_eligible (age 5) ?à Too youngà :à Old enough; This example would, of course, return Old enough. Multiple Evaluations You can include multiple evaluations, as well: var age 7, var socially_ready true;var kindergarten_eligible (age 5) ? Too youngà : socially_readyOld enough but not yet ready Old and socially mature enoughconsole.log ( kindergarten_eligible ); // logs Old and socially mature enoughà Multiple Operations The ternary operator also allows the inclusion of multiple operations for each expression, separated by a comma: var ageà 7, socially_ready true; age 5à ? (alert(You are old enough.),location.assign(continue.html)) : (socially_ready false,alert(Sorry, but you are not yet ready.)); Ternary Operator Implications Ternary operators avoid otherwise verbose code, so on the one hand, they appearà desirable. On the other hand, they can compromise readabilityà - obviously, IF ELSE is more easily understood than a cryptic ?. When using a ternary operatorà - à à or any abbreviationà à - à consider who will be reading your code. If less-experienced developers may need to understand your program logic, perhaps the use of the ternary operator should be avoided. This is especially true if your condition and evaluations are complex enough that you would need to nest or chain your ternary operator. In fact, these kinds of nested operators can impact not only readability but debugging. As with any programming decision, be sure to consider context and usability before using a ternary operator.
Sunday, February 16, 2020
HSBC Social Responsibility Essay Example | Topics and Well Written Essays - 1250 words
HSBC Social Responsibility - Essay Example Their coperate and social reponsibilites are degined in the areas of housing, community, Education, including the environment. HSBC invest in many educational programmes, they provide financial and economic welfare and scholarships to the students and also support the organizations that educate youth age 3-19. They also provide online guidelines to people who need financial assistance. Through their website "www.yourmoneycounts.com", they give financial and credit education in English and Spanish. The site is designed to help people in understanding more about saving and investing money on usefull measures. They also provide Financial Education Grant programme. HSBC has supported 36 organizations and granted over 3million dallars in order to develop financial literacy programs in the communities. They say they are committed to provide access to education. In order to find motivated and deserving students who can receive scholarships, they have formed partnerships with many organizations. Organizations like The United Negro College Fund, TheHispanic Scholarship Fund(HSF), University of Maryland University College (UMUC), and the Bennett College for Women. HSBC is also in patnership with Junior Achievement, the world's largest non-profit youth economic organization. ... Owning a home doesnot only meand providing a shelter and building persnil wealth but it also creates a scence of pride, resposibility, gives self satisfaction and a feelings of accomplishment which strengthens community. It provides a wide veriety of programs to promote home ownership. They support IDAs (industrial develepment accounts) with grants so that they could help people to save for down payment. They also contribute to those groups that educate and train people on the importance of financial aspects of homeownership. One programme coming up with solutions of neighbourhood housing problems is HOPI (Homeownership Preservation Initiative) and also with the city of Chicago, the institution known as Neighborhood Housing Services of Chicago and many other institutions. Such groups help in providing better shelter in affordable housing to the families in the neighbourhood of Chicago. It also helps in reducing foreclosures. The work day and night to provide people with loans, loans that are right for them and ensure that they follow and understand each rule and condition made by the firm and pay accordingly. But if the problems arise in repayment they also help people by offering programmes like the Foreclosure Avoidance Program, and the Consumer Rescue Fund. Green electricity in Australia, Brazil, the UK, and the US is also another example of its projects. HSBC group is trying to buy green electricity, which can be generated without the use of fossil fuels. Offsetting some remaining carbon dioxide emissions by the help of carbon allowances or credits. The Bank Working Ground that comes under the banner of the Climate Group is having its founder member as HSBC. In order to speed up the process of
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